If you were born after the first to the 10th of the month, you may have your SSDI check on the 19th or the 26th. This will only depend on if your birthday lies between the 11th and the 20th or from the 21st to the 31st. Social Security will only provide these Disability Insurance payments if you started receiving it after April 30, 1997.
Individuals who both receive SSDI and are also on SSI will not collect those last Social Security checks in February. The date for their payday will instead be March 3, 2025.
SSDI payments on February 19 or 26
For your information, you are paid on February 19 only if you were born in between the 11th to 20th of every month. If you were born after the 20th, that is between the 21st and the 31st of every month, then your SSDI will be paid on February 26.
Thus, if you were born during the first ten days of the month, between the 1st and the 10th, you will get your Social Security Disability Insurance on February 12, 2025.
Note that you must have applied and been qualified, but you also need to stay qualified. SSDI can only be claimed by workers who have a qualifying disability. So if you recover from your disability, you would lose your eligibility.
SSDI payments in February 2025
All the February payments for Disability Insurance recipients will contain the 2025 COLA increase, just like January payments. Thus, your checks and deposits will be 2.5% if compared to your 2024 disability payments.
The average check amount Disability Insurance recipients can collect increased to around $1,580 from $1,542 in 2024. If you were a high earner for 35 years, you could collect up to $4,018 in 2025.
This is not the biggest Social Security payment because Disability Insurance recipients cannot earn delayed credits since they need to file too early due to their medical condition. Retirees can get up to $5,108 if they file at the age of 70.
FAQs
1. Who is eligible for the $1,580 SSDI payment?
Individuals receiving Social Security Disability Insurance (SSDI) who meet the necessary work history and medical disability requirements set by the Social Security Administration (SSA) are eligible.
2. Can I change my SSDI payment method?
Yes, you can choose direct deposit for faster payments or opt for a Direct Express® debit card. Changes can be made through your My Social Security account or by calling SSA.
3. Will SSDI payments be affected by federal holidays?
Yes. If your payment date falls on a federal holiday, SSA may send the payment earlier to avoid delays.
4. Will my SSDI amount change in 2025?
Yes. With the Cost of Living Adjustment (COLA), SSDI benefits increased by 3.2% in 2025, meaning higher payments than in previous years.
5. Can SSDI recipients qualify for additional benefits?
Yes, SSDI recipients may be eligible for Supplemental Security Income (SSI), Medicare, Medicaid, and other assistance programs depending on their financial situation.