3 groups of American retirees will have to wait for their Social Security payment until the second, third, or fourth Wednesday in February. The exact dates they will receive their monthly payment will depend on their birth dates. For example, if your birthday is from the 1st to the 10th, your check or direct deposit will be disbursed on Feb. 12, 2025.
February 19 will be your payday if you were born from the 11th to the 20th. The last payday for these retirees who do not qualify for the Social Security payment on Feb. 3 will be February 26. To get money on this payday you must have been born from the 21st to the 31st.
Who is then getting money from Social Security on Feb. 3?
The Social Security Administration’s payment schedule states that you will receive the February 3 payment if:you are currently receiving Supplemental Security Income and retirement benefits
you began collecting Social Security before May 1997
For your information, it is essential to remain eligible. For example, if you go to prison for 30 consecutive days or for the full calendar month, you will lose your monthly payments.
How much could I receive from Social Security on its first payment date?
The Agency claims that there is not a fixed amount that is shared by all recipients. In fact, each retiree may receive a different payment amount because they have a completely different work history and background.
The average amount is $1,976 after the 2025 COLA increase. Thus, this does not mean you will receive this amount. Some retirees will get a much lower payment on February 3 because they also receive SSI.
When you receive SSI benefits is because you have a low income. Hence, your Social Security check must be low. If you were a high earner for 35 years, you may receive a payment of up to $5,108 if you filed at 70.
FAQs
1. Why are some retirees not receiving Social Security payments on February 3, 2025?
Certain groups of retirees may not receive their payments on this date due to payment schedule rules, eligibility issues, or administrative delays.
2. Which retirees are affected by this delay?
The three main groups who may not receive payments on February 3, 2025, include:
Those who started receiving Social Security after May 1997 (their payment date is later in the month).
Retirees who receive Supplemental Security Income (SSI) but not Social Security (their payment was likely issued on February 1).
3. Can retirees change their payment date?
No, Social Security payment dates are assigned based on birth date and cannot be changed.
4. Will direct deposit be affected by this payment schedule?
No, if your payment is scheduled, it should be deposited as usual. Any delays may be due to bank processing times or SSA administrative issues.
5. What should I do if I don’t receive my Social Security payment on time?
If your payment is delayed, check with your bank first. If there is no issue, contact the SSA at 1-800-772-1213 or visit your local office for assistance.